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On FIRE: Is Retiring Early, in Your 30s, 40s or 50s, a Viable Option?

Financial Independence, Retire Early, or FIRE, is a real movement, where people build a sizable enough financial nest egg to quit working at an early age — typically in their 30s, 40s or 50s. But is FIRE a real possibility

Want the Inside Scoop on a Financial Adviser? Then Find Out How They’re Regulated

You’ve read the headlines: about Bernie Madoff-style Ponzi schemes robbing investors of their savings; about people who call themselves “financial advisers” but are in reality product-peddling salespeople, neither qualified nor authorized to provide financial advice; about individuals who claim they

Good Debt and Bad Debt: Borrowers Are Better Off When They Know the Difference

Debt is truly a double-edged sword — a blessing when used thoughtfully and selectively but a curse when overused and relied upon indiscriminately, says FPA member and CERTIFIED FINANCIAL PLANNER™ professional Devin Pope of Albion Financial Group in Salt Lake

Finding Common Financial Ground in a Couple with Divergent Financial Personas

Whether there is merit to the old “Opposites attract” bromide that suggests vastly different people often find good chemistry as a couple remains open to debate. But good chemistry goes only so far for couples with stark differences in how

The Model Matters: A Consumer’s Guide to Shopping for Financial Advice

The benefits, tangible and intangible, that people reap from working with a financial adviser are well-documented. For example, according to research conducted on behalf of AXA Equitable Life, the median retirement account balances for K-12 educators who work with a

Financial Planning for Families with a Special Needs Person

As the parent of a 31-year-old daughter with special needs, Lili Vasileff knows first-hand just how much financial strain that situation can exert on a family. “The costs can be enormous, and it feels like you’re always at risk of

How to Be a Better Saver

As a nation, we clearly are better at spending our money than we are at saving it. That goes for our federal government, which has made a habit of running large budgetary deficits, and it goes for individuals and households,

A No-Bull Bear Market Survival Guide for Investors

Inevitably it happens whenever the stock market takes a negative turn of some duration: Investors begin to wonder if the downturn is the harbinger of an imminent bear market — a prolonged period of broad equity market declines and a

The Health Savings Account: A Powerful but Oft-Overlooked Asset for Retirement

Some 15 years after the U.S. government established health savings accounts to give people a tax-favored vehicle to pay for medical and healthcare expenses, the HSA remains “the best deal in the tax code,” according to CERTIFIED FINANCIAL PLANNER™ professional

Your Credit Score Matters. Here’s How to Increase It

If you care about keeping hundreds or even thousands of extra dollars in your pocket by securing a lower interest rate on a loan or a credit card, if you want the ability to borrow money when the need arises,


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