How Secure Is Your Personal Financial Information? Better Ask Your Advisor

Hackers and other scammers lurk around every corner of cyberspace, seeking ways to penetrate firewalls and other digital security systems to steal people’s personal information for their own gain. In 2015, for example, the Identity Theft Resource Center ( logged

The Right Time — and the Right Way — to Refinance a Mortgage

Mortgage rates have dropped again, and now you’re wondering, is refinancing the right move? And if so, how to go about getting the best refinancing deal? The more you know about the refinancing process, the better equipped you will be

Nine Tax Pitfalls and How to Avoid Them

All it took was a quick glance at the young woman’s federal tax return form for Certified Financial Planner™ Austin Lewis to spot an important omission — one that could net the college student a valuable $2,500 American Opportunity Tax

Double-Edged Sword: Right and Wrong Times to Rely on a Credit Card

Americans love their plastic. Indeed, an estimated 167 million U.S. adults own at least one credit card, and most own more than one, according to There’s a dark underbelly to that reliance on plastic, and it’s called debt. The

15 Signs You Need a Financial Planner

You wouldn’t depart for an important trip without a clear idea of how to get to your destination — or at least without a GPS or map to show you how to get there. The same logic applies to your

What It Means to Work With a Financial Fiduciary

Financial professionals — the people we hire to handle various aspects of our financial lives, from managing investments to planning for retirement and much more — come with a head-spinning variety of monikers, specialties and areas of expertise. A title

How a Health Savings Account Can Help You Now — and Later

As befuddling, frustrating and financially taxing as it can be for consumers to navigate the world of healthcare coverage and benefits, the Affordable Care Act (ACA) era also has given Americans a uniquely versatile and potentially very valuable tool. It’s

Crystal Ball Gazing: Factors That Could Impact Your Finances in 2016

Some things in your financial life you can control, like your spending habits, how much money you put aside toward retirement, having a financial plan and sticking to it, etc. But your finances also are impacted by factors largely out

10 Tips for Digging Out from Under Holiday Debt

So, the giving spirit got the best of you this past holiday season, leaving you wondering how you can afford to pay down those bloated credit card balances. Debt from overzealous holiday spending can quickly snowball because of interest charges,

Pay It Forward: Imparting Younger Generations With Financial Know-how

If money does indeed make the world go ‘round, as the song claims, why do so many families shy away from discussing it? As important as finances are in our day-to-day lives, “the topic of money is taboo for many