You’ve been a renter, a tenant, for long enough. Now you’re ready to say goodbye to the landlord and become a homeowner yourself for the first time. You are not alone. The credit bureau TransUnion projects at least 8.3 million…
You’ve been a renter, a tenant, for long enough. Now you’re ready to say goodbye to the landlord and become a homeowner yourself for the first time. You are not alone. The credit bureau TransUnion projects at least 8.3 million…
The temptation to dip into retirement assets early can be powerful, especially during financially stressful circumstances. Unexpected job (and income) loss. A huge college tuition bill. A disability or health issue that cuts into earning power and brings unanticipated medical…
When the SECURE Act became law in late 2019, it was widely hailed as a step forward for people seeking greater financial security and flexibility in retirement. “Passing the SECURE Act is a big victory that will help ensure that…
Owning a home has long been considered an integral part of the American Dream, something to aspire to and, at least in general terms, a viable course of action for people seeking to own a hard asset whose value potentially…
The decade of the 2010s opened during the depths of what was later dubbed the Great Recession, an economic freefall precipitated in large part by the dubious activities of some of Wall Street’s biggest investment banks. Ten years prior, the…
Amid one of the longest economic expansions in recent American history, FPA member and CERTIFIED FINANCIAL PLANNER™ professional Scott A. Bishop can’t help but be pragmatic. While Bishop and his clients at STA Wealth Management in Houston, Texas, are enjoying…
As much trouble as people have keeping New Year’s resolutions — an estimated 80 percent of resolutions fail within two months, according to findings by U.S. News & World Report — a better approach to goal-attainment might be to quit…
As one of the world’s wealthiest people and most influential voices in investing and finance, Warren Buffett acknowledges he wouldn’t have reached those heights without guidance from three individuals in particular: his father Howard Buffett, his late first wife Susan…
The Trump Administration tax plan implemented in 2018 not only brought terms such as “lumping,” “bunching,” “SALT” (short for state and local taxes) and “pass-through business” into the mainstream personal finance and tax lexicon, it also has ushered in a…
From digital music and movies to clothing, meals, cosmetics and even automobiles, there’s a subscription service for many of today’s most in-demand products. And now, there are subscription services through which consumers can access professional financial planning expertise and guidance…