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Financial Planning for Families with a Special Needs Person

As the parent of a 31-year-old daughter with special needs, Lili Vasileff knows first-hand just how much financial strain that situation can exert on a family. “The costs can be enormous, and it feels like you’re always at risk of

How to Be a Better Saver

As a nation, we clearly are better at spending our money than we are at saving it. That goes for our federal government, which has made a habit of running large budgetary deficits, and it goes for individuals and households,

A No-Bull Bear Market Survival Guide for Investors

Inevitably it happens whenever the stock market takes a negative turn of some duration: Investors begin to wonder if the downturn is the harbinger of an imminent bear market — a prolonged period of broad equity market declines and a

The Health Savings Account: A Powerful but Oft-Overlooked Asset for Retirement

Some 15 years after the U.S. government established health savings accounts to give people a tax-favored vehicle to pay for medical and healthcare expenses, the HSA remains “the best deal in the tax code,” according to CERTIFIED FINANCIAL PLANNER™ professional

Your Credit Score Matters. Here’s How to Increase It

If you care about keeping hundreds or even thousands of extra dollars in your pocket by securing a lower interest rate on a loan or a credit card, if you want the ability to borrow money when the need arises,

Addressing the Unique Financial Issues Faced by Same-Sex Couples

Much has changed for same-sex couples since the U.S. Supreme Court ruled in 2015 that states must legally recognize same-sex marriage. By giving same-sex couples equality with heterosexual couples in the eyes of the law, the decision afforded them access

Powers of Attorney: Why They Matter and How They Work

If you’re someone who wants a say in how your financial, business and household affairs are managed, and who manages them, should you yourself be unable to do so, if you want to dictate how certain decisions about your health

Wondering If You Need a Will? If You Have to Ask, the Answer is Probably ‘Yes’

Who needs a will? “Well, any adult who might die [does],” says FPA member and CERTIFIED FINANCIAL PLANNER™ (CFP®) professional Leon C. LaBrecque of Sequoia Financial Group in Troy, Mich. “I know that sounds tongue-in-cheek, but…the stark facts are, almost

Hire Expectations: How to Get the Most Out of a Get-to-Know-You Meeting with a Financial Adviser

So you’re shopping for a financial adviser? When it comes time to sit down with a financial professional for an initial meeting, first impressions can go a long way toward determining whether that meeting ultimately will lead to a more

Women in Transition: Navigating the Unique Financial Issues That Females Face

In a perfect world, gender distinctions would have little or no bearing on a person’s financial life. There would be no major discrepancy between the earning power of men and women, and as a result, women could go about the


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