To Spend Money at Holiday Time or Save It?
With a Balanced Approach, Do Both

The holidays are about the spirit of giving — giving thanks, giving gifts to people we care about, giving charitably to those less fortunate than us. But as fulfilling as it feels to give, the reality is that many people lose their financial bearings and end up spending beyond their means, to the point where they end up giving themselves a major financial headache — a depleted bank account, ballooning credit card debt, and an inability to save for the things that really matter in life.

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